- Início
- Livros E Revistas
- Antecipação Bancária E Empréstimo Sobre Penhor no Âmbito Das Operações Bancária
Introdução: o enigma da antecipação bancária
Autor | Luís Poças |
Páginas | 9-12 |
Venho empenhar um objecto.
E dito isto tirou da algibeira um relógio velho e achatado, de prata, que tinha gravado na tampa um globo terrestre. A corrente era de aço.
- Mas ainda não me reembolsou da importância que lhe emprestei há tempo e o prazo terminou anteontem!
- Pagar-lhe-ei os juros de mais um mês. Tenha paciência.
- Meu caro senhor, a partir desta data posso esperar ou vender o objecto que tem empenhado, conforme me apeteça
- Alena Ivanovna, quanto me dá por este relógio?
- Só me traz ninharias... Isso, para ser franca, não vale nada... Da outra vez, dei-lhe duas notas pequenas pelo anel, quando por rublo e meio qualquer pessoa pode comprar um novo numa joalharia.
- Dê-me quatro rublos e desempenho-o. É uma recordação do meu pai. Em breve receberei dinheiro.
- Dou-lhe rublo e meio descontando os juros.
- Rublo e meio! - exclamou o jovem.
- É pegar ou largar.
Dostoiewski, Crime e Castigo
A doutrina classifica habitualmente determinadas operações bancárias como operações de antecipação. Neste sentido lato e corrente, a expressão designa o adiantamento, ou pagamento antecipado, por parte do banco, de créditos - normalmente decorrentes da activi- dade comercial - dos seus clientes1. Por outro lado, como nota Simonetto relativamente ao Direito italiano, a expressão anticipazione não encerra um significado técnico preciso, sendo geralmente usada, de forma indistinta, como sinónimo de negócio de crédito2.
Por seu turno, sublinha Ferri3 que o nomen “antecipação bancária” (anticipazione bancaria) - que constitui a secção IV dos Contratos Bancários, consagrada nos artigos 1846.º a 1851.º do Código Civil italiano de 19424 - pouco contribui, ao nível do seu significado lexical, para a determinação da noção inerente a esta modalidade contratual5. Mas se a expressão antecipação pode assumir uma pluralidade de acepções, de amplitude variável, o termo bancária apenas contribui para delimitar o âmbito do contrato como uma operação de banco.
Neste contexto, importa precisar o objecto de análise do presente trabalho com base numa noção, ainda que provisória e aproximativa, do negócio jurídico em causa: trata-se de uma modalidade contratual complexa, que encontra expressão, nomeadamente, no sistema jurídico italiano e no português, envolvendo, como melhor veremos6, uma relação de crédito e uma relação de garantia em íntima conexão e que, como sublinha Cottino, constitui uma das figuras mais controversas de entre as reguladas pela lei italiana.7.
...
Para continuar a ler
PEÇA SUA AVALIAÇÃO- Livros e Revistas
- Antecipação Bancária e Empréstimo Sobre Penhor no Âmbito das Operações Bancária
- Nota do autor
- O desvendar de um processo histórico
- Introdução: o enigma da antecipação bancária
- Os Contornos do objecto de análise
- Principais elementos
- Caracterização do contrato
- Figuras afins
- Principais aspectos do regime jurídico
- A natureza jurídica
- A antecipação bancária atípica
- A doutrina: nota de síntese
- A jurisprudência
- Conclusões
- Bibliografia
Subscribers can access the reported version of this case.
You can sign up for a trial and make the most of our service including these benefits.
Why Sign-up to vLex?
-
Over 100 Countries
Search over 120 million documents from over 100 countries including primary and secondary collections of legislation, case law, regulations, practical law, news, forms and contracts, books, journals, and more.
-
Thousands of Data Sources
Updated daily, vLex brings together legal information from over 750 publishing partners, providing access to over 2,500 legal and news sources from the world’s leading publishers.
-
Find What You Need, Quickly
Advanced A.I. technology developed exclusively by vLex editorially enriches legal information to make it accessible, with instant translation into 14 languages for enhanced discoverability and comparative research.
-
Over 2 million registered users
Founded over 20 years ago, vLex provides a first-class and comprehensive service for lawyers, law firms, government departments, and law schools around the world.
Subscribers are able to see a list of all the cited cases and legislation of a document.
You can sign up for a trial and make the most of our service including these benefits.
Why Sign-up to vLex?
-
Over 100 Countries
Search over 120 million documents from over 100 countries including primary and secondary collections of legislation, case law, regulations, practical law, news, forms and contracts, books, journals, and more.
-
Thousands of Data Sources
Updated daily, vLex brings together legal information from over 750 publishing partners, providing access to over 2,500 legal and news sources from the world’s leading publishers.
-
Find What You Need, Quickly
Advanced A.I. technology developed exclusively by vLex editorially enriches legal information to make it accessible, with instant translation into 14 languages for enhanced discoverability and comparative research.
-
Over 2 million registered users
Founded over 20 years ago, vLex provides a first-class and comprehensive service for lawyers, law firms, government departments, and law schools around the world.
Subscribers are able to see a list of all the documents that have cited the case.
You can sign up for a trial and make the most of our service including these benefits.
Why Sign-up to vLex?
-
Over 100 Countries
Search over 120 million documents from over 100 countries including primary and secondary collections of legislation, case law, regulations, practical law, news, forms and contracts, books, journals, and more.
-
Thousands of Data Sources
Updated daily, vLex brings together legal information from over 750 publishing partners, providing access to over 2,500 legal and news sources from the world’s leading publishers.
-
Find What You Need, Quickly
Advanced A.I. technology developed exclusively by vLex editorially enriches legal information to make it accessible, with instant translation into 14 languages for enhanced discoverability and comparative research.
-
Over 2 million registered users
Founded over 20 years ago, vLex provides a first-class and comprehensive service for lawyers, law firms, government departments, and law schools around the world.
Os assinantes podem ver as versões revisadas da legislação com emendas
You can sign up for a trial and make the most of our service including these benefits.
Why Sign-up to vLex?
-
Over 100 Countries
Search over 120 million documents from over 100 countries including primary and secondary collections of legislation, case law, regulations, practical law, news, forms and contracts, books, journals, and more.
-
Thousands of Data Sources
Updated daily, vLex brings together legal information from over 750 publishing partners, providing access to over 2,500 legal and news sources from the world’s leading publishers.
-
Find What You Need, Quickly
Advanced A.I. technology developed exclusively by vLex editorially enriches legal information to make it accessible, with instant translation into 14 languages for enhanced discoverability and comparative research.
-
Over 2 million registered users
Founded over 20 years ago, vLex provides a first-class and comprehensive service for lawyers, law firms, government departments, and law schools around the world.
Subscribers are able to see any amendments made to the case.
You can sign up for a trial and make the most of our service including these benefits.
Why Sign-up to vLex?
-
Over 100 Countries
Search over 120 million documents from over 100 countries including primary and secondary collections of legislation, case law, regulations, practical law, news, forms and contracts, books, journals, and more.
-
Thousands of Data Sources
Updated daily, vLex brings together legal information from over 750 publishing partners, providing access to over 2,500 legal and news sources from the world’s leading publishers.
-
Find What You Need, Quickly
Advanced A.I. technology developed exclusively by vLex editorially enriches legal information to make it accessible, with instant translation into 14 languages for enhanced discoverability and comparative research.
-
Over 2 million registered users
Founded over 20 years ago, vLex provides a first-class and comprehensive service for lawyers, law firms, government departments, and law schools around the world.
Subscribers are able to see a visualisation of a case and its relationships to other cases. An alternative to lists of cases, the Precedent Map makes it easier to establish which ones may be of most relevance to your research and prioritise further reading. You also get a useful overview of how the case was received.

Why Sign-up to vLex?
-
Over 100 Countries
Search over 120 million documents from over 100 countries including primary and secondary collections of legislation, case law, regulations, practical law, news, forms and contracts, books, journals, and more.
-
Thousands of Data Sources
Updated daily, vLex brings together legal information from over 750 publishing partners, providing access to over 2,500 legal and news sources from the world’s leading publishers.
-
Find What You Need, Quickly
Advanced A.I. technology developed exclusively by vLex editorially enriches legal information to make it accessible, with instant translation into 14 languages for enhanced discoverability and comparative research.
-
Over 2 million registered users
Founded over 20 years ago, vLex provides a first-class and comprehensive service for lawyers, law firms, government departments, and law schools around the world.
Subscribers are able to see the list of results connected to your document through the topics and citations Vincent found.
You can sign up for a trial and make the most of our service including these benefits.
Why Sign-up to vLex?
-
Over 100 Countries
Search over 120 million documents from over 100 countries including primary and secondary collections of legislation, case law, regulations, practical law, news, forms and contracts, books, journals, and more.
-
Thousands of Data Sources
Updated daily, vLex brings together legal information from over 750 publishing partners, providing access to over 2,500 legal and news sources from the world’s leading publishers.
-
Find What You Need, Quickly
Advanced A.I. technology developed exclusively by vLex editorially enriches legal information to make it accessible, with instant translation into 14 languages for enhanced discoverability and comparative research.
-
Over 2 million registered users
Founded over 20 years ago, vLex provides a first-class and comprehensive service for lawyers, law firms, government departments, and law schools around the world.