Despacho normativo n.º 94/79, de 28 de Abril de 1979
Despacho Normativo n.º 94/79 A ausência de estabelecimentos bancários em determinadas localidades do País e a acentuada concorrência interbancária determinaram, no passado recente, o desenvolvimento de meios de acção externa entre os quais se destacam os prospectores e os caixas móveis, elementos que passaram a integrar a actividade dos circuitos móveis, actualmente em número estimado em 2400 elementos bancários.
Assim, o sistema bancário nacionalizado defronta-se com uma estrutura de actuação de rentabilidade duvidosa e inadequada a um estilo de funcionamento concorrencial que se deseja fundamentalmente caracterizado pela qualidade dos serviços prestados.
Com efeito, os custos envolvidos, os riscos de danos pessoais e materiais inerentes ao transporte de valores e a indisciplina existente no âmbito da actividade em questão justificam que, sobre a matéria, se adoptem medidas no sentido de corrigir os efeitos negativos decorrentes da irracionalidade da situação criada.
Tendo presente os circunstancialismos referidos e dada ainda a identidade de vários sectores de opinião quanto à necessidade de extinção da actividade em causa, a acentuada normalização que se tem vindo a verificar em matéria de captação de poupanças e a expansão da cobertura bancária...
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