Aviso n.º 10, de 29 de Agosto de 1977
Aviso n.º 10 O Banco de Portugal, sob a orientação superior do Ministro das Finanças, em conformidade com a competência que, como banco central, lhe foi atribuída pelos artigos 16.º e 26.º da sua Lei Orgânica, em regulamentação do previsto no artigo 28.º, alínea b), dessa Lei, determina o seguinte: 1.º - 1. Não poderão as instituições de crédito cobrar pelas operações activas que estejam legalmente autorizadas a efectuar juros a taxas superiores aos limites seguintes: a) 14,75% nas operações a prazo não superior a noventa dias; b) 15,25% nas operações a prazo superior a noventa dias, mas não a cento e oitenta dias; c) 16,5% nas operações a prazo superior a cento e oitenta dias, mas não a um ano; d) 17% nas operações a prazo superior a um ano e até dois anos; e) 17,75% nas operações a prazo superior a dois anos e até cinco anos; 2. São aplicáveis os mesmos limites de taxas de juro às operações de crédito efectuadas pelas instituições parabancárias ou equiparadas, com excepção das operações abrangidas pelo disposto no artigo 12.º do Decreto-Lei n.º 119/74, de 23 de Março.
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- 1. Quando se trate de operações de crédito de campanha fixadas expressamente por circular do Banco de Portugal a favor de entidades cuja actividade económica principal respeite aos sectores de agricultura, silvicultura, pecuária ou pesca incluindo as operações de crédito agrícola de emergência -, as instituições de crédito não poderão cobrar juros superiores às taxas indicadas no n.º 1.º, 1, deduzidas de 5%.
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Quando se trate de operações de crédito destinadas à...
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